

pay off all my other debt instantly, use a couple k to replace broken things i put up with, make a 6 months’ expenses emergency savings account, and invest the remainder in something relatively low risk that hopefully gives dividends equal to or greater than the monthly payment amount for this loan
my life would be relatively unchanged unless that investment dividend was crazy












how? they’re smooth plastic. nothing to hold onto the flavor.
what you really want are the blue velvet seats on Philadelphia’s Market-Frankford subway line