I meant to delete the comment to keep things simple, but what I was going to say is something like

fine, but debt is like gambling. There’s situations where it makes sense, but it’s addictive. It’s mortgaging your own future, even when it maths out it’s a risk - shit happens

And if you over leverage and under perform, it’s over. If you can pay yourself and your employees, you’re better off never taking on debt again.

Like Wegmans. It’s the very best grocery store, everyone who goes there agrees. They grow slowly because they only open new locations when they have the cash to do so, and so they never have to compromise on quality in any way