I know most people here are US, but I wanted to ask if anyone had experience with wero-wallet.eu?
On the grounds of sovereignty, it’s exiting. But it’s already made so many wrong turns in terms of independence.
- The app is only available in first-party app stores. Not even a closed-source direct download on their website.
- It’s fully in play integrity/Apples keychain. With no statements about alternatives.
- They have openly announced that they treat custom-roms as rooting/jailbreaking and deem it unacceptably unsafe for running the app.
- This will probably keep being the blanket statement it always is. Doubt even Graphene with it’s attestation will be accepted. And for some reason non-mobile clients are of course out-of-scope.
I wish there was at least a clear reasoning for what’s safe/unsafe in this context. My fiat bank is blocking rooted devices, but for now tolerates all custom roms without relying on integrity API or a Google account if you don’t try to use GPay. To my knowledge Paypal is completely ignorant about the runtime environment with no checks whatsoever. All the while, Wero seems to actively grasp for straws on reasons why you can’t use it on any given phone. They even have special requirements for running on older devices (<A10).
Adding to that, Wero is trying to change the need for exchanging IBANs to just using phone numbers. Imo this is not a good thing tho but I guess in the current day and age it’s the way to go.
Allegedly there also will be a way to use a mail address but apparently depends on the bank (some banks implement Wero in their normal banking app while others implement it using the Wero app).
But while it’s a nice initiative it’s far from comparative to PayPal for example (things like payment protection etc won’t happen in Wero).
Yes, but most of these national apps I mentioned are already phone number based.
I also hate this. Phone numbers get recycled by operators, they are not owned by user, they just get assigned.
Not to mention sim swapping and privacy leakage by design.