I know most people here are US, but I wanted to ask if anyone had experience with wero-wallet.eu?
On the grounds of sovereignty, it’s exiting. But it’s already made so many wrong turns in terms of independence.
- The app is only available in first-party app stores. Not even a closed-source direct download on their website.
- It’s fully in play integrity/Apples keychain. With no statements about alternatives.
- They have openly announced that they treat custom-roms as rooting/jailbreaking and deem it unacceptably unsafe for running the app.
- This will probably keep being the blanket statement it always is. Doubt even Graphene with it’s attestation will be accepted. And for some reason non-mobile clients are of course out-of-scope.
I wish there was at least a clear reasoning for what’s safe/unsafe in this context. My fiat bank is blocking rooted devices, but for now tolerates all custom roms without relying on integrity API or a Google account if you don’t try to use GPay. To my knowledge Paypal is completely ignorant about the runtime environment with no checks whatsoever. All the while, Wero seems to actively grasp for straws on reasons why you can’t use it on any given phone. They even have special requirements for running on older devices (<A10).
I’m not that well versed myself, but a normal SEPA tranfer via IBAN is SCT, right? And the instant SEPA transfer “Echtzeitüberweisung” is what banks offer internally for their clients, being SCT Inst. So Wero then just allows you to build SCT Inst requests on the fly and send them off? That has me a bit confused as to why it’s marketed as a destinct platform/product. If this is the case, shouldn’t it just basically be a vcard/qr-string type format you can generate locally like a template, share with a “buyer” and they send it to their bank. Like how “Girocode” is already used. There is no real need for an account, is there?