It feels like the factors of authentication discussion misses one important aspect: can the factor be replayed. Passwords can be replayed indefinitely, while the email links you get or the OTP token only work for a short period of time.
I remember it from the bad days when I used LastPass. Suddenly I got a notification that the place had been compromised and I had to suddenly change hundreds of passwords. 90% of them were for sites that didn’t even exist any longer, but sifting through the long, long list to go change passwords was more work than I wanted to do.
Don’t have to do that if I need to use a one-time token via Aegis or email! I do agree, though, that for low risk sites, username/password is totally fine.
It feels like the factors of authentication discussion misses one important aspect: can the factor be replayed. Passwords can be replayed indefinitely, while the email links you get or the OTP token only work for a short period of time.
I remember it from the bad days when I used LastPass. Suddenly I got a notification that the place had been compromised and I had to suddenly change hundreds of passwords. 90% of them were for sites that didn’t even exist any longer, but sifting through the long, long list to go change passwords was more work than I wanted to do.
Don’t have to do that if I need to use a one-time token via Aegis or email! I do agree, though, that for low risk sites, username/password is totally fine.