• gi1242@lemmy.world
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    4 months ago

    check where your retirement and savings are invested. buy a low cost index fund (fidelity and vanguard have great ones).

    do not invest in any funds that have high fees. (there are plenty of good funds with fees around 0.1%)

    I split my savings between:

    • total domestic stock index
    • total international stock index
    • cash/money market/bonds
    • a small amount in a sector fund with higher growth potential (e. g. tech) or risky investments