• Vinstaal0@feddit.nl
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    13 hours ago

    Hmm yeah, personally I don’t mind them having access to my transactions or doing things anonymously. Using your bankcard with chip to pay is already obfuscated in most situations on the receiving end since a lot of cash registers will group the transactions together and way out once.

    Even platforms like Mollie sometimes obfuscate transactions, which annoys me, considering I have worked as a bookkeeper and now an accountant.

    Because of my job, I don’t want people to get the feeling I do shit wrong (illegal or otherwise) since that can cause me to lose my licence. So I want to be transparent for that and for my own administration.

    At the same time cash is disappearing here in NL and in some countries cash transactions above 3k are already banned (BE f.e.). I also buy a fair amount by buying gift cards, and I order online a lot.

    Ow and btw Mullvad can be both by sending them an envelope with cash

    • ArmchairAce1944@discuss.online
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      13 hours ago

      Ow and btw Mullvad can be both by sending them an envelope with cash

      I am afraid I don’t understand. You can buy credit cards by mailing cash to Mullvad?

      Using your bankcard with chip to pay is already obfuscated in most situations on the receiving end since a lot of cash registers will group the transactions together and way out once.

      I actually rarely pay for things with my bank card. I usually buy with credit card and that will always leave a trace. But it is good to know that.

      The whole no cash purchase over 3K or 10K is honestly crap. They did that in Quebec last year and are going to do that throughout Canada. I never paid for anything with that much cash, but I still find it shit.

      • Vinstaal0@feddit.nl
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        13 hours ago

        Sorry Mullvad is a VPN company, just in case you need that.

        I always buy things with a normal bank card, why would I use a credit card on a daily basis? You will have less grip on your finances, they aren’t accepted everywhere, cost more than a bank account which you still need anyway, they are at a greater risk of getting abused and in most countries using them can only ruin your credit score.

        The whole no cash purchase over 3K or 10K is honestly crap. They did that in Quebec last year and are going to do that throughout Canada. I never paid for anything with that much cash, but I still find it shit.

        That’s the thing, any normal working human being will basically never come in a situation where this happens, and if they do, it is generally a simple explanation.

        I understand privacy minded people don’t really like this, but it does help find criminals. That’s also a bit of an issue since high levels of privacy also mean that criminals basically have fair game since catching them will be harder.

        • ArmchairAce1944@discuss.online
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          9 hours ago

          Large cash payments may be needed in places and during times where non-cash are difficult or impossible. I have family who live in countries where having bank transfers would be cumbersome and are riddled with corruption, so I bring them cash. I once did get 9,500$ in cash (below the 10K limit) and they were paying for repairs for their home and the workers could only accept cash. Having a digital platform would have made all this impossible.

          • Vinstaal0@feddit.nl
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            6 hours ago

            Well that is generally not an issue it is more the receiving end they check. If you take it from your bank there is a non issue besides maybe at a border.

            And most completely corrupt countries don’t care either way