So, I was about to pay for a lunch using NFC, but then I checked on my phone and the only NFC apps it has are Google and Samsung’s.

Which apps I can use to do NFC that will not sell all my bank data?

  • artyom@piefed.social
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    1 day ago

    First, You’re confused. That’s not NFC. NFC is just the method used in contactless payment.

    Second, there are no alternatives. Any alternative would need the blessing of Google, as well as your bank/CC company. Which they’re not going to provide.

    Third, the only private method to transfer money is cash. Or crypto from a wallet you hold.

      • artyom@piefed.social
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        1 day ago

        NFC is just the technology used to facilitate the connection. But it’s used for a wide variety of really cool stuff. Not trying to contradict you, just your post is a little unclear because of it.

  • solrize@lemmy.ml
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    1 day ago

    Just tap your card. I’m baffled about why people think it’s important to use their phones.

      • solrize@lemmy.ml
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        1 day ago

        I will check on that but I had thought that the point of moving from mag stripe to chip cards was to stop exposing the card number. The is instead a 2 way encrypted conversation between the chip and the bank server. I had expected the phone app to do about the same thing.

        Also, payment terminals (I was once pretty familiar with them) are likely to be more secure than phones.

        • tekato@lemmy.world
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          10 hours ago

          Yeah you’re right. Mastercard says tapping your card also sends a tokenized version or the card number.

  • SecurityPro@lemmy.ml
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    1 day ago

    Are you referring to “tap to pay” with your phone that uses NFC?

    If so, you are out of luck. Only options (at least in the USA) are Apple, Google, and Samsung.

    • kevincox@lemmy.ml
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      1 day ago

      It’s also super locked down. You are only allowed to use it if Google or Apple says that your device is authorized. So no root, no custom ROMs. Unless your phone is owned by a corporation and that corporation is blessed by Apple or Google you are out of luck. (There are currently ways around this but the gaps are slowly being closed as older devices are phased out.)