Reddit refuge

  • 10 Posts
  • 671 Comments
Joined 1 year ago
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Cake day: June 16th, 2023

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  • The problem with bending established rules is that you now own that behavior and condone it.

    That being said and as others have noted, it might help to give yourself some wiggle room in the rules.

    You might also want to think about creating a moderation team so you’ve got a group of people to bounce ideas off of. Acting unilaterally against what most of your community wants generally kills most communities.


  • I’m a structural engineer with a Masters degree. The degree has been useful to me on the job as the classes apply to what I’m working on.

    There is a major debate in the civil engineering community as to whether a Bachelors degree is enough, with the American professional organization, ASCE, advocating for a Master’s equivalent for licensure. The argument against is that there aren’t enough licensed engineers anyway and requiring a Masters degree would reduce the number of engineers. There are also some disciplines in civil engineering that are really simple and don’t need the additional education.

    Having worked with structural PhD’s, the additional education isn’t worth it. Most of the education in a doctorate is on higher level models while most codes don’t need anything that advanced.

    A state school is usually good enough school to go to.



  • Not every sector has.

    What is showing itself as a major weakness in retirement saving is that a lot of retirement account managers think that bonds are relatively safe when they really aren’t.

    The Great Recession went bad because they miscalculated the risk of two unrelated mortgages going bad.

    When Covid hit, the increase in interest rates devalued a lot of bonds, something that wasn’t seen since the 1980’s.

    Most of the people here who are confused by your accounts’ performance probably have a mix of index funds tied to a basket of stocks.