As a P2P trader from localmonero;

Every single offer requires me to lock 115% XMR so If I want to accept multiple payment methods or currency I have to make separate offers.

For an example If I have 100 XMR to sell I have to split my coins to smaller amounts. (For an example 50 XMR for bank transfer 50 XMR for international bank transfer)

As a person who had like 20-30 different offer on localmonero: 100XMR/30 offer = <3.3 XMR max per offer which is very small for me. Instead i just make big offers that is very popular such as Euro and USD & SEPA. Sometimes i don’t use haveno at all…

This causing to small markets never grow.

I have SWIFT offers on Haveno, you may want to check. To find my offers search “horixon”