Most debt actually can’t be inherited, instead debt collectors get first dibs on inheritance assets until they’re made whole or the estate runs out of assets, whichever comes first.
That doesn’t mean that debt collectors won’t try to convince family members to pay. Just tell them where they can shove it.
Over the years of using Vim both professionally and for my own uses, I’ve learned to just install LunarVim and only add a handful of packages/overrides. Otherwise I just waste too much time tinkering and not doing the things I need to.