• 2 Posts
  • 33 Comments
Joined 1 year ago
cake
Cake day: November 30th, 2023

help-circle






  • I’ve noticed that too. Is it related to covid you think? As in it was like this before and now we’re returning to normal progression as people rebuild social connections and lose time. Or is it that the whole dev economy is changing with layoffs and such that devs are leaving the industry altogether? Or something else even?












  • For privacy.com:

    • great for anyone in the USA
    • don’t worry about difficult subscription cancellations again, just turn that one’s dedicated card off
    • I have personally blown past the daily spend limit of 250$ without issue, idk if that limit is real. The 1000$/mo may be though I’ve never hit that.
    • I’ve used privacy.com for everything from Amazon to car insurance to gym memberships.

    On credit freezes:

    • a freeze means that your consumer report will not be shared, which means applications for credit in your name will be denied
    • all USA consumer reporting agencies (data brokers) are legally required to freeze sharing of your reports for free upon your request
    • you can temporarily unfreeze when you get a new credit card, apply for rental property, etc.
    • don’t let them upsell it or try to direct you to another page with similar language, it is free
    • credit monitoring products need to request your report to see if any new accounts have opened. Don’t monitor it, prevent it by freezing the reports
    • freezes are required for any data broker, not just credit. This includes LexisNexis (job history), and presumably the ones that do rental and vehicle ownership history though i don’t know their names.