Sometimes on phone reviews I read that a certain model, often one released in a Western market, uses NFC for payment. In my country, mobile payments use QR codes so any phone with a camera can use them. Does NFC have any advantage over such a system?
The reason why phones is: I don’t want to carry 50 cards with me when my phone can do it.
The infrastructure for cards was already there. So instead of replacing the infrastructure you replace the medium.