Pay off some debts and the remaining 20k I’d put half stored up for covering running costs for a year or two, lessening our household stress for a bit and help us save up or just live a bit more, and another half I’d invest in homelab and some infra I’ve been holding off on due to lack of funds, hoping it might start paying dividends on my side projects / gigs eventually and pay itself back with more besides. So it wouldn’t give much, but it’d be big mental health boon for a few years