If you have investments, let’s treat those as liquid cash for the sake of argument. Otherwise, the assumption is that you’re not selling property or possessions, but continuing to live as you do now.
If you have investments, let’s treat those as liquid cash for the sake of argument. Otherwise, the assumption is that you’re not selling property or possessions, but continuing to live as you do now.
I earn less than average (£26k), live in the south, most of my hobbies are cheap though. Fair bit of outdoor stuff - touching grass is free.
The media really is pushing reform though, it’s crazy how much press they get. The party that wants to remove your human rights…
I earn almost double and I can’t say I have any hobbies that require spending money anymore, unless upskilling for work counts as a hobby.
Almost all of my hobbies are centered around spending less money, e.g. building an offline music collection to move off Spotify, homelab stuff to host navidrome & jellyfin to move off having any subscription services.
I did buy an acoustic guitar I’ve been absolutely in love with lately. Was pretty cheap for a guitar (£200) but that’s something I suppose.
I was saving for a house but by the time I could afford even the shittiest mortgage I might have to flee the country and as such lose all the gains in my LISA. Might as well live a little I guess.
Bought a house a couple of years ago, just as Truss fucked up the economy so my mortgage sucks. 2 year fix ends soon though so hopefully the rate will drop. Tempting to keep paying the same amount though as I know I am able to and then cut many years off it. Or perhaps even aim to pay a bit more and cut over a decade off. Reducing the size of the debt faster also should mean I can extend the payback period if I have financial issues and its not as much of a problem as there would be more time to work with.