If you had the money to retire at 30, your savings would be invested and on an average year your earnings would cover your expenses. You would have health insurance, so no worries there. The only catch is that you would have to keep your expenses at 65% of what you spend right now. Would you take it, or would you rather work a few more years for a better lifestyle and financial security?
You never know what the future holds. Much better to work now while you are in a good position to do so, than to be forced to work later on, when you have been out of the workforce for years.