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Joined 2 years ago
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Cake day: June 2nd, 2023

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  • Reading other comments, I see this amount would equal to 17 years of payments. There is no right answer. If it were me, I’d go for the lump, but I’m well aware that I am good at managing my own money in the sense that I don’t overspend, no matter what the bank account says. I’m naturally frugal.

    I think the main considerations you need to take are: your personality, which you suggest you can’t trust yourself with that much money; on the other hand, the payee’s personality and the unexpected, ie., are they reliable enough to pay monthly or will they owe you? What if they die in a couple years? What if they go bankrupt? Etc. (not sure if there are system failsafes for these scenarios where you live).

    I would suggest get the lump, deposit 80% of if or so in a fixed account with a high rate that won’t let you withdraw in a couple years, use the remaining 20% to keep yourself alive until you find a job. Once you get a bit more used to managing your own money you can decide what to do with the rest.


  • I can’t do that with my thumb. Mine goes straight even if I press to force to bend it backwards. It’s the only finger joint that doesn’t overextend, all my other fingers curve backwards nicely and even more so if I apply pressure.

    Bending the thumb forwards (opposite as in your photo) is a different story. The joint can bend past the 90⁰, easily 80⁰ or more if I press it against something.