In the UK the vast majority of ATMs don’t charge, no matter which bank you use. The only ones I’ve seen charge are ones in clubs/pubs where I imagine the thinking is if you need cash for a taxi and you are a captive audience. However I have never seen anyone use one of those.
Dealing with atm fees is an extremely rare or financially illiterate problem.
Then again I keep meet people though out my life that can’t seem to afford to have 50 dollars once a month deposited into a bank account. While actively making 600+ a week.
Except I have never paid a fee for using the atm in my life, no matter which bank the atm was located at. Maybe some features like depositing are only possible in your own bank’s atm
So do European ATMs? I assume it works the same way - if the ATM is “in network” it’s free. Otherwise there’s a charge.
These days you can get checking accounts which refund ATM fees, but they are usually the higher end ones which have deposit minimums.
In the UK the vast majority of ATMs don’t charge, no matter which bank you use. The only ones I’ve seen charge are ones in clubs/pubs where I imagine the thinking is if you need cash for a taxi and you are a captive audience. However I have never seen anyone use one of those.
Those deposit minimums tend to be like 50 bucks.
Dealing with atm fees is an extremely rare or financially illiterate problem.
Then again I keep meet people though out my life that can’t seem to afford to have 50 dollars once a month deposited into a bank account. While actively making 600+ a week.
Same in Canada! Free to use any ATM of your bank, 3 or 4 CAD fee when using anothers bank ATM.
Except I have never paid a fee for using the atm in my life, no matter which bank the atm was located at. Maybe some features like depositing are only possible in your own bank’s atm