This… Except for contactless payment.
I used graphene for a month. It was lovely. Even things like banking apps worked.
I don’t care about absolute privacy, but I do care about controlling my privacy. Grapheme gave me that.
I had only 1 issue.
Contactless payment.
It’s extremely convenient to me, from public transport to groceries. I just bop my phone.
The fact that Google has that locked down surely violates some EU laws. But I’m sure they wave away the laws because of “financial security” or some other bullshit.
As if bank card NFC/contactless doesn’t suffer exactly the same issues.
I looked into some “graphene contactless payment” type systems or workarounds, and I couldn’t find anything that would fill the gap.
I hear so many people praise paying with their phones, and there I am, so happy that I can leave my phone at home when shopping. Each to their own I guess.
But contactless via a phone can have no limit.
Adding a debit card to phone case means the upper limit is £100. Which is actually fine, and is the limit I have normally set for phone contactless. But I can instantly remove that limit via my banking app.
And the phone needs to be unlocked to make a payment.
Do if I lose my phone anyone can charge £100 to the debit card.
I was hesitating due to this as well, until I realized that my payments are something I want google to have data on least of all. So I got a debit card and turns out it is no inconvenience at all.
I’m always nervous about fintech companies. Maybe it’s time to get over that and give curve pay a spin.
The cashback seems nice, considering a lot of shops I use are on there.
This… Except for contactless payment.
I used graphene for a month. It was lovely. Even things like banking apps worked.
I don’t care about absolute privacy, but I do care about controlling my privacy. Grapheme gave me that.
I had only 1 issue.
Contactless payment.
It’s extremely convenient to me, from public transport to groceries. I just bop my phone.
The fact that Google has that locked down surely violates some EU laws. But I’m sure they wave away the laws because of “financial security” or some other bullshit.
As if bank card NFC/contactless doesn’t suffer exactly the same issues.
I looked into some “graphene contactless payment” type systems or workarounds, and I couldn’t find anything that would fill the gap.
I hear so many people praise paying with their phones, and there I am, so happy that I can leave my phone at home when shopping. Each to their own I guess.
This may seem like a silly solution but maybe pop your debit card inside your phone case. It should bop through it.
Yup, true.
But contactless via a phone can have no limit.
Adding a debit card to phone case means the upper limit is £100. Which is actually fine, and is the limit I have normally set for phone contactless. But I can instantly remove that limit via my banking app.
And the phone needs to be unlocked to make a payment.
Do if I lose my phone anyone can charge £100 to the debit card.
Yeah, all fair points. I do love the convenience of using my phone to pay too in fairness.
I was hesitating due to this as well, until I realized that my payments are something I want google to have data on least of all. So I got a debit card and turns out it is no inconvenience at all.
Try Curve Pay. Just learned about it yesterday. I added my credit card and it just works. Couldn’t be happier.
Looks awesome, but unfortunately seems to only be for the UK and EU. I wish the US market would get something similar.
I’m always nervous about fintech companies. Maybe it’s time to get over that and give curve pay a spin.
The cashback seems nice, considering a lot of shops I use are on there.
I use a smart watch for contact less payments ¯\_(ツ)_/¯
i just use a debit card lol
That is literally the only thing keeping me from installing Graphene on my phone.