Water’s free, mostly. McDonald’s started charging 25 cents for it, I have no idea why. Most cities and parks have free public restrooms. Gas stations and convenience stores also let you go in without buying anything, but only sometimes, so it hardly counts. Not the best maintained, but it is what it is. You get a free lawyer if you get charged with a crime, if the government’s following the law (it doesn’t do that a lot of the time, shhhhhh). The stuff that people leave by the curb is free, you can kinda just take it. I’m struggling to think of any more, I’m ngl. Sure there’s a few others. I do think that water should be free for everyone, everywhere. Besides that, nothing too crazy, certainly nothing on the same level as healthcare.
In India it’s 5 free transactions from same bank ATM, and 3 free transactions from different bank ATM. After that there’s a fee. I think that’s reasonable
In the UK the vast majority of ATMs don’t charge, no matter which bank you use. The only ones I’ve seen charge are ones in clubs/pubs where I imagine the thinking is if you need cash for a taxi and you are a captive audience. However I have never seen anyone use one of those.
Dealing with atm fees is an extremely rare or financially illiterate problem.
Then again I keep meet people though out my life that can’t seem to afford to have 50 dollars once a month deposited into a bank account. While actively making 600+ a week.
Except I have never paid a fee for using the atm in my life, no matter which bank the atm was located at. Maybe some features like depositing are only possible in your own bank’s atm
The little town in Oö where I recently lived for a year had one of each, and when I eventually realised that Sparkasse had no fees I never went in a Raiffeisen again.
TIL a lot of American ATMs have withdrawal fees. Man is nothing free over there?
Water’s free, mostly. McDonald’s started charging 25 cents for it, I have no idea why. Most cities and parks have free public restrooms. Gas stations and convenience stores also let you go in without buying anything, but only sometimes, so it hardly counts. Not the best maintained, but it is what it is. You get a free lawyer if you get charged with a crime, if the government’s following the law (it doesn’t do that a lot of the time, shhhhhh). The stuff that people leave by the curb is free, you can kinda just take it. I’m struggling to think of any more, I’m ngl. Sure there’s a few others. I do think that water should be free for everyone, everywhere. Besides that, nothing too crazy, certainly nothing on the same level as healthcare.
Bathrooms are usually free. So there’s something at least.
In India it’s 5 free transactions from same bank ATM, and 3 free transactions from different bank ATM. After that there’s a fee. I think that’s reasonable
So do European ATMs? I assume it works the same way - if the ATM is “in network” it’s free. Otherwise there’s a charge.
These days you can get checking accounts which refund ATM fees, but they are usually the higher end ones which have deposit minimums.
In the UK the vast majority of ATMs don’t charge, no matter which bank you use. The only ones I’ve seen charge are ones in clubs/pubs where I imagine the thinking is if you need cash for a taxi and you are a captive audience. However I have never seen anyone use one of those.
Those deposit minimums tend to be like 50 bucks.
Dealing with atm fees is an extremely rare or financially illiterate problem.
Then again I keep meet people though out my life that can’t seem to afford to have 50 dollars once a month deposited into a bank account. While actively making 600+ a week.
Same in Canada! Free to use any ATM of your bank, 3 or 4 CAD fee when using anothers bank ATM.
Except I have never paid a fee for using the atm in my life, no matter which bank the atm was located at. Maybe some features like depositing are only possible in your own bank’s atm
Nothing is free really.
The only withdrawal fees i’ve seen are at ATMs not provided by your bank or not in your bank’s network.
If I go into a convenience store, it’s gonna be $2-$4 fee for the ATM. It’s the only reason why they have ATMs.
Capital one is in network with a lot of those store and gas station ATMs (allpoint and moneypass)
Same for banks in Slovakia, but you typically have monthly packages that will include unlimited withdrawals. Say, €7/month.
But it’s all over the place.
Mine also has one but mainly because most ATMs are from the “sparkassen” and the one i use has relativly rare “raiffeisen” ATMs
Its a bit like two systemsthat do the same
The little town in Oö where I recently lived for a year had one of each, and when I eventually realised that Sparkasse had no fees I never went in a Raiffeisen again.
Thats good to know. Have to look that up/test that out again :)
America is Ferenginar.
Also a thing in Norway. Nobody here uses cash anymore though.